How Logbook Loans Work | Logbook Loan UK

Get a Free Logbook Loan Quote

Borrow from £400 to £50,000 within 24 hours or less
Vehicles of any value considered
Choose from flexible repayment options, settle early, pay less
Bad credit, CCJ's, self employed? All considered!

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450.5% APR Representative

Our Lending Partners Representative Example: if you borrow £850 over 18 months at a flat rate of 132% per annum (fixed) with a representative 450.5% APR you will make 17 monthly payments of £140.72 and 1 payment of £140.76, repaying £2,533.00 in total. However, our lending partners only charge interest monthly and do not penalise you for early settlement. If you repaid the loan in one month it would cost you just £93.50 and nothing more.

Logbook loans are secured against your vehicle and are subject to affordability. Missed payments may result in additional fees and/or the repossession of your vehicle. Over 18s only, T&Cs apply.

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Get your free quote

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3

Receive your money

In 24 hours or less

Logbook Loans

Money in less than 24 hours: Enquire today and receive money in 24 hours or less
Borrow from £400 to £50,000
You keep your vehicle: Keep your vehicle throughout the agreement
Adverse credit considered: Those with a bad credit rating, CCJ's or arrears can also apply
No surprises or hidden costs
Flexible repayment options, settle early and pay less
No early settlement fees

Why choose a logbook loan?

Logbook loans offer a simple and convenient way of obtaining money for any purpose.

The amount you are entitled to borrow is determined by the value of your vehicle and how much you can afford to repay, rather than your credit history or employment status. This means that even if you're self employed, suffer from a poor credit rating, arrears or CCJ's, you may still qualify - providing you can afford to repay the loan.

How it works

Using your vehicle as security, you can borrow anything between £400 and £50,000. You could receive your money in less than 24 hours of receiving a no obligation quote.

Your vehicles logbook is held as collateral, so you keep your vehicle throughout the agreement. Your logbook is then simply returned to you once the agreement has finished.

Loan repayments are extremely flexible, so you can choose a loan period that suits you best. There are no early settlement fees, meaning you can settle the loan early and pay less.

How do logbook loans compare to other loans?

Logbook loans typically hold a much lower APR than payday loans and other types loans that offer money in such a short period. As the loan is secured against your vehicle, logbook loans also allow you to borrow larger amounts of money. Money can be made available to you in under 24 hours of receiving a quote, making logbook loans one of the quickest methods of obtaining cash.

As loan companies are becoming increasingly strict with their acceptance criteria, logbook loans could be an effective solution for anyone who is seeking an all purpose loan, including those who have been rejected for loans in the past, or suffer from a poor credit history.

Bad credit, CCJ's or refused loans in the past?

Lenders are more interested in how you can pay in the future rather than what has happened in the past. By managing your repayments accordingly, a logbook loan can help you repair your credit file.

What should I do next?

Anyone who lives in the UK and owns a vehicle that is free, or nearly free of any outstanding finance can apply. Simply complete our 30 second form above for a free no obligation quote.

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Why Use Us?

Access highly competitive quotes
Choose from flexible repayment options
Settle early and pay less
No hidden fees or nasty surprises
No obligation to accept